E-Sign Consent

You will be asked to acknowledge your acceptance of this Consent by checking the box before you are able to continue with your application. In doing so, you are providing your affirmative consent to use electronic Communications and allow electronic signatures. By checking the box, you are also confirming that you have demonstrated your ability to receive, retain, and view electronic documents on your access device, and that you have a current email address.

This Consent to Electronic Communications and Electronic Signatures (“Consent”) contains important information about your legal rights. Please read it thoroughly and save a copy. As used in this Consent, “Profile” means all vaults you have with us. The words “we,” “us” and “our” refer to TeamWALT and its affiliates, and the words “I,” “you” and “your” refer to the owner of the Profile. We must provide you with certain communications and disclosures in writing (i.e., you have a right to receive such communications on paper) pursuant to applicable laws and regulations. This information may be provided to you electronically if you agree to this Consent. We also need your general consent to use electronic signatures throughout our relationship with you. Because our profiles are provided online and use electronic means to deliver information, you must review and agree to this Consent to obtain and use a Profile.

Purpose

By agreeing to this Consent, you agree that we may use electronic delivery including delivery through our website or application on which you access your Profile (together, the “Services”), delivery by email or delivery by other electronic means—of agreements, disclosures, notices and other information and communications regarding your Profile, the use of our Services, our relationship with you; and such other products, services or programs that may be made available to you (collectively, the “Communications”). By agreeing to this Consent, you also agree that we may use electronic signatures and obtain them from you as part of our transactions with you.

Types of electronic communications

• Amendments to this consent
• Updates to Profile agreement
• Updates to Privacy policy
• Updates to disclosures
• Monthly statements Access to records
• Additional disclosures or notices regarding fees
• Tax statements or notices, such as annual IRS interest statements
• Any additional information

Access to records

You should save any communications you receive by downloading or printing, these will also be made available in your Profile. You may request, at no charge, paper copies by emailing support_envie@savewithenvie.com.

Change of Address, Email Address or Telephone

You must promptly log into the App and change your address, phone or email address should you move or change them. We have no liability to you if you fail to keep current your mailing address, email address, or telephone number in the App. Profile statements and other important Profile documents will be deemed delivered to you when you are notified via e-mail that they are available.

Acknowledgment of consent

You acknowledge and agree that this Consent is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act (the “ESIGN Act”), and that you and we both intend that the ESIGN Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. This Consent does not apply to any Communication that we determine, in our sole discretion, we are required to deliver in paper form under applicable law or you should receive in paper rather than electronic form. We reserve the right, in our sole discretion, to discontinue electronic Communications with you, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law.

Withdraw of Consent

You may withdraw consent by emailing us at support_envie@savewithenvie.com. If you withdraw this Consent: (i) we may immediately suspend or terminate any Profile you have with us; (ii) you will remain responsible for any amounts that you owe us or may come due under any such Profile; and (iii) any other obligations, you have under any agreements governing such Profile will remain in fullforce and effect. Withdrawal will not affect any Communications we provided to you prior to your withdrawal, and we will send anyrequired further Communications to you in paper form. We will not impose any fee in connection with any withdrawal of this Consent or any Communication provided in paper form. Any withdrawal of this Consent will be effective only after we have a reasonable period of time to process your withdrawal request.